5 Money Lessons I Learned During My Worst Financial Phase
A year ago, my life was going well. I had just gotten married, enjoyed a great honeymoon, and everything felt settled. But slowly, things started to change. Problems don’t come suddenly. They build up quietly. When Salary Stopped Coming on Time My employer started delaying salaries. At first, it felt like a small issue. But after 3–4 months , the situation became worse. We even discussed it directly with the company owner (since it was a small company), but every time we got the same answer: 👉 “Wait for 1–2 months, everything will be fine.” But nothing improved. Instead, things kept getting worse month by month. And this is where the real pressure started. The Real Problem Was Not Salary Delay The biggest problem was not just the delayed salary. It was my home loan EMI . Every month, I had to pay it. So to manage that, I started using my credit card . But instead of solving the problem, it created more debt . One problem was slowly turning into multiple p...